Tuesday could not have been any worse of a day. My brother Rex texted me
asking to lend him $1000. He knows how much I hate lending money so it must
have been for something important. The downstairs Indians of property Alpha
said that they have bedbugs from some relatives that came over. When I got to
the shipping depot, a pissed off customer looking for his package pushed my
buttons to the point that I was seconds away from beating him to death. Things
were just awful. And then my mom Rita called.
Rita told me she received a letter in the mail from one of my very first
security jobs, Top Flank Security. It said that Top Flank had been taken over
by another company and discovered that I had some money in my pension that I
never received. They wanted to know whether I wanted to get a lump sum pay out
or if I wanted it in an IRA account. The amount of money for pay out? Almost
$4,000!!! I completely forgot about that pension thing!
I worked at Top Flank during my last two years of college. It was after
graduation that my dad Roy gave me that “How To Be An Automatic Millionaire”
book that I first mentioned in a blog I did in January called A
Victory for the Scatterbrain. One of the things the book talked about
was distributing your paycheck to different investments while keeping enough
money in your pocket to live, and one of those investments was pensions. Top
Flank was one of the few security companies that offered pensions and 401k
plans so I was quite lucky. I went to management and asked how much was taken
out of my paycheck for my pension and it was very small. So I told them to up
the percentage to 15% of my total paycheck. Once I got my teaching job, I was
still working at Top Flank on the weekends, so I then upped it to 50%. By the
time I had quit teaching, I completely forgot about the pension and moved to
Smalltown. Now of COURSE I’m gonna ask for the payout, and this money could not
have come at a better time. I’m still gonna try as much as possible to reach
the quotas I set for myself, but it’s good to know that there’s help on the
way.
I plan to only take $3,000 or 75% of it, and give the rest to Rita. She was
the one that told me about that job in the first place, and she was even the
one that hooked me up with the Nigerian guy that got me my security license without having to take any exams. One might say that it makes no sense to give her that money because she didn’t
do anything more than any mother would do, and one might be right. Whatever, call it tribute. It’s like the Mafia or something. Besides, it’s one of those
random acts of kindness that I would have done just because it feels right. Like the time they were holding a raffle for a waitress at a diner who had to
pay medical expenses for her brain tumor operation, and I gave $100 for no
reason. I didn't know her, I hate giving to charity, and I especially hate it
when people ask for money to pay for operations when I had to spend almost 28K
out of my own pocket for chemo and radiation therapy. Sometimes I have no
explanation for what I do, but who cares? With extra $3,000 on the way, I
should have no problems putting an offer on prospective property Charlie before
the end of November.
I decided to lend Rex $500—half of what he was
asking for, and he has to pay me back before the end of August. Not only do I
need my money to start paying my taxes off, but I absolutely refuse to work my
ass off at these god-awful security jobs all month just to see that I have
almost the EXACT same amount of money in my bank account as I did at the
beginning of the month. I’m definitely not going to reach my 13k goal this
month, as I’ll probably end July just under 12k. That’s less than $1500 I saved
this month which is just awful. But at least I know now that there’s help on
the way. Thank goodness for pensions...
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